Big Discounts on The Investec FTSE 100 Protected Growth Plan

Investec FTSE 100 Protected Growth Plan 4

2.50% Discount

Applications must be posted to Moneyworld and arrive at least three days before the official closing date to guarantee delivery to the Investment Company before close of business.

Download Brochure & Application Form

Key Dates

Download SIPP/SSAS/Offshore Application
Plan Closes: 09 January 2009

Download Trustee Application
Last Transfers: 23 December 2008

FSA 'Capital at Risk Product' Brochure Order literature by post

The FTSE 100 Protected Growth Plan is designed for the investor who is looking for a 5 year investment with attractive growth potential linked to the UK stock market and requires their initial investment to be protected against any fall in the FTSE 100.

The objective of the Plan is to increase your initial Plan investment by 100% of any growth in the FTSE 100 by the Plan Maturity Date, subject to a maximum return of 75% growth. Your initial Plan investment is protected against any decline in the FTSE 100 at maturity (please see maturity proceeds table on page 5 of the brochure).

This performance is measured by reference to an Initial Index Level and a Final Index Level and this is explained below and in the Terms and Conditions.

100% of any rise in the FTSE 100 Index: if at the end of the Investment Term, the Final Index Level is the same or higher than the Initial Index Level, the Plan will pay an amount equal to your initial Plan investment plus 100% of any percentage growth, subject to a maximum return of 75% growth (please see maturity proceeds table on page 5 of the brochure).

Your initial Plan investment is protected: if the Final Index Level is less than the Initial Index Level then no growth will be paid and you will receive back your initial Plan investment (please see maturity proceeds table on page 5 of the brochure).

What are the ways in which you can invest?

There are several ways to invest in the Plan and you can choose any or all of these:

• Direct investment

You can invest between £1,500 and £1,000,000 directly into the Plan. Returns may be subject to Capital Gains Tax.

• Using your ISA allowance

You can invest using your stocks and shares ISA allowance (up to £7,200, subject to the minimum of £1,500), if you have not already used all, or part of, it in this tax year. In each tax year you may only subscribe to one stocks and shares ISA. ISAs are only available to individuals who are resident and ordinarily resident in the UK, restrictions may apply.

• Transferring an existing ISA investment into the Plan

The minimum you can transfer from an existing cash or stocks and shares ISA is £1,500, up to a maximum of £1,000,000. You can also transfer as many existing investments as you wish but there may be exit or associated charges from your existing ISA manager.

• Other ways to invest

You can also invest in a Self Invested Personal Pension (SIPP) and Small Self Administered Scheme (SSAS) pension arrangements. Tax rules and your benefit from them may change at any time. You should seek independent tax advice from your financial advisor or tax advisor.