Risk Factors

RISK FACTORS

The Plan may be suitable for you if:

• You want a full return of your initial deposit at maturity

• You are looking for an investment linked to the performance of stock markets

• You do not need access to your money over the next 5 years

• You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS

• You have a minimum of £1,500 to invest

The Plan may not be suitable if:

• You want a regular income and dividends

• You may need immediate access to your money

• You cannot commit to the full Investment Term

• You want a guaranteed rate of return

• You want to add to your investment on a regular basis

• You do not want to invest in a UK onshore asset that is subject to UK tax rules

Important information to consider

• If you redeem your Plan before the end of the 5 year term, you may get back less than the amount you originally deposited.

• Your funds will be held by Investec Bank Plc. In the event of Investec’s insolvency your initial deposit may not be returned to you. You will need to seek compensation from the FSCS.

• Inflation will reduce what you could buy in the future.

• The past performance of the FTSE 100 is not necessarily an indication of its future performance.

• The tax treatment of the Plan could change at any time.

Please refer to the Brochure and the Terms & Conditions for full details.