|
Is this product
right for you? |
|
|
|
|
|
This investment may be
suitable if:
You are seeking commodity exposure within your investment
portfolio
You dont need to access your funds over the next 5½ years
You have a minimum of £15,000 to invest or £7,200 for an
ISA
You have enough spare cash for emergencies |
|
This investment may not be suitable for you
if:
You are not looking for an
investment linked to the performance of commodities
You want a regular income
You may need immediate access to your funds
You want a known, guaranteed rate of return
You want to add to your investment on a regular basis
You do not have enough spare cash for emergencies
You do not have £15,000 to invest or £7,200 for an ISA
|
Important Information
The value of commodity linked
investments may be volatile and could be affected by factors
including international economic and political developments.
In the unlikely event of any issuing institution being unable to
meet its financial obligations, you could lose part, or all, of your
capital or investment return.
The Account Manager will arrange for the purchase of Plan
securities from financial institutions rated AA or better (as
measured by Standard & Poors or equivalent) at the time of
purchase. In the event of such securities being unavailable, the
Account Manager may substitute securities with alternatives with
similar characteristics.
Your circumstances could change, forcing you to sell your
investments early. If this happens, you may get back less than the
amount you originally invested.
You cannot claim full reimbursement if the price at which your
securities were purchased has fallen, when we sell them, after you
have exercised your right to cancel.
Tax assumptions are based on Quantum Asset Management's
understanding of current legislation and practice at time of print.
The levels and basis of taxation and reliefs from taxation can
change at any time. The value of any tax reliefs will depend on
individual circumstances and any change could be applied
retrospectively. For tax advice, or if you have any doubt about
suitability of the investment, you should obtain expert advice from
your professional adviser.
The maximum returns from the three investment options offered
within the Protected Commodities Series are capped. If the average
price of the commodities were to rise above the capped level, this
would not be reflected in your investment return. The maximum
investment return you may achieve is as follows:
- The maximum investment return possible from the Protected Energy
Portfolio is 180% (including initial capital)
- The maximum investment return possible from the Protected Energy
Dynamo is 220% (including initial capital)
- The maximum investment return possible from the Protected Gold
Portfolio is 165% (including initial capital)
Please refer to the Brochure and the Terms & Conditions for full
details.
|
