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Is this product
right for you? |
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Yes ,
I am happy to invest because:
• I want my original capital to be repaid in full at
maturity
• I am unlikely to need access to my money for a six year
period
• I am interested in the prospect of what might be a higher
return than that received from a deposit account
• I consider the Growthbuilder to be a good prospective
return for me
• It suits me that this Plan should be taxed as capital gain
rather than income and I want the option of potentially
using my Capital Gains Tax annual exemption
• I also have the option to invest via a Stocks and Shares
ISA |
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No ,
this plan probably isn’t right for me
because:
• I might need access to some or all of my
money before the end of the term, especially in the case of
unexpected emergencies, and cannot risk getting back less
than I invested if I sell the Investment early
• I am not prepared to take the risk that the Issuer,
Barclays Bank PLC, might not be able to repay my capital and
pay any return due to me at maturity
• I don’t want to risk earning no return on my investment or
less than I could have earned in the same period in a
deposit account
• I don’t want to give up the dividends I might get if I
invested in shares or similar investments
• I don’t want to wait until the end of the investment term
before I am paid or receive any return or other benefit
• I don’t want to be in the position of not knowing the
Initial Index Level, of which the investment is based, prior
to making my investment decision
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Things
to Consider
• The Plan is designed for
investors who can leave their capital invested for the full term.
You can instruct Barclays to sell your Investment in the Plan before the end of
the term but you may not get back the amount you invested,
particularly in the earlier years of the investment.
• Repayment of your capital and payment of any return will depend on
the ability of Barclays Bank PLC to pay at maturity. Barclays Bank
PLC, the Issuer, is rated ‘AA-’ by Standard & Poor’s and ‘Aa3’ by
Moody’s (24 May 2010). Please see the ‘What other risks are
there?’ section of the brochure for more details. If the Issuer is
unable at maturity, to repay the capital, or pay a return, you will
receive less than is due to you or nothing at all.
• The Plan is not a deposit account. All the Plan’s benefits are
paid at the end of the investment term. No income or other benefit
is paid before then. Unlike a deposit account, the Plan is not
covered by the Financial Services Compensation Scheme (see ‘Your
questions answered’ section of the brochure for further
details). If Barclays Bank PLC were unable to pay the benefits or
repay capital due to you, you would not have a claim under the
scheme.
• Remember, that the starting level of the Plan is the closing level
of the Index on 18 August 2010 and not the level of the Index when
your application form is received. Please be aware that the Index
level may vary between these two dates.
Please refer to the Brochure and the Terms & Conditions for full
details.
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