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Is this product
right for you? |
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Yes ,
I am happy to invest because:
I know that my original capital will be repaid, if I leave
it for my chosen investment term
I am interested in the
prospect of what might be a higher return than that received
from a deposit account
I consider the defined rates
to be a good prospective return for me
It suits me that this Plan
is taxed as capital gain rather than income and I want the
option of potentially using my Capital Gains Tax annual
exemption
I also have the option to
invest via a Stocks and Shares ISA |
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No ,
this plan probably isnt right for me
because:
I might need access to my money before the end of the
chosen term and cannot risk getting back less than I
invested if I sell the investment early
I dont want to risk earning no return on my investment
I want a regular income from my money
I want to invest for longer than five
years
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Important Information
The Plan is designed for investors
who can invest an amount for a particular period and leave their
capital invested during that time. You can sell the investment
before the end of the term but you may not get back the amount you
invested.
All the Plans benefits are paid at the end of the chosen
investment period. No income or other benefit is paid before then.
If the Index falls over your chosen term, you will get no return at
all only your capital will be repaid.
If the Index rises by more than the defined return for the
investment option you invest into, you will not receive any
additional payment.
The defined returns will be paid provided that the Index level on
the relevant maturity date is not lower than its starting level. The
FTSE 100 Index measures only the capital value of the shares in the
Index and no allowance is made for dividends paid by the companies
in the Index.
This Plan is not like a deposit account. No interest is added
during the term and you cannot withdraw your capital until the end
of the term, without the risk of losing money.
Remember, whatever you get back at the end of the investment term,
inflation during the term will have reduced its value.
Please refer to the Brochure and the Terms & Conditions for full
details.
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